Business acquisition loans provide capital to purchase an existing company, franchise, or competitor. Thrush Credit brokers acquisition financing across West Jordan and the Salt Lake Valley, connecting buyers with lenders who specialize in ownership transitions and can close transactions in weeks, not months.
Overview
Acquisition financing covers the purchase price, working capital, and transition costs when buying an existing business, franchise rights, or a competitor's operations. Unlike startup loans, lenders underwrite both the buyer's creditworthiness and the target company's historical performance, often funding 70-90% of the purchase price. Programs include SBA 7(a) acquisition loans, conventional term loans, seller-financed structures with bridge capital, and specialized franchise acquisition financing. Speed matters when a Midvale manufacturing shop or a Sandy retail chain hits the market, competitors move fast, and delayed funding kills deals.
Buyers typically need 10-20% down payment, a credit score above 650, and relevant industry experience or a transition plan that reassures lenders. The target business must show consistent revenue, ideally two years of tax returns and profit-and-loss statements. Thrush Credit works with buyers acquiring everything from HVAC contractors along the Mountain View Corridor to dental practices in Cottonwood Heights. Lenders evaluate both the buyer's balance sheet and the seller's track record, so clean financials on both sides accelerate underwriting.
We match your deal to acquisition financing lenders who specialize in your industry and structure, submit to multiple sources simultaneously, and push underwriters to meet your closing deadline. You provide the purchase agreement, target financials, and your business plan; we handle lender negotiations and documentation. For time-sensitive opportunities, a competitor's Taylorsville warehouse or a retiring owner's South Jordan franchise, our broker network often delivers term sheets within 72 hours, keeping you ahead of rival bidders.
### Common Uses for Acquisition Loans
- Purchasing a competitor to consolidate market share in Kearns or Riverton - Buying into an established franchise system with existing cash flow - Acquiring a supplier or distributor to control your supply chain - Management buyouts when a founding partner retires
### Local Acquisition Scenario: West Jordan Industrial Buyer
A fabrication shop owner in West Jordan identified a retiring competitor near the Jordan River Parkway whose client list and equipment would double capacity overnight. The seller wanted to close within 45 days. Thrush Credit brokered an SBA 7(a) acquisition loan covering 80% of the purchase price, layered with seller financing for the balance, and coordinated inspections, appraisals, and underwriting to fund three days before the deadline. The buyer kept the seller's crew, retained every contract, and turned profitable in month one.
Call (801) 880-5048 or visit our office at 7181 S Campus View Dr, West Jordan, UT 84084 with your letter of intent, target company financials, and personal financial statement. We'll identify the fastest acquisition loan structure, submit your package to specialized lenders, and manage the timeline so your deal closes on schedule. Explore our full menu of commercial lending solutions in West Jordan or review our Service Areas across Magna, Murray, and Copperton. Need bridge capital while SBA underwriting completes? Ask about our business lines of credit and working capital programs to keep operations running during transition.
Serving the West Jordan area
We know which lenders fund which kinds of West Jordan businesses, and we position your file where it fits.
One local broker, many lenders, and no cost to apply.
Common questions
Talk to a local advisor and get matched to the right program, no obligation.
